Source of money and Investment of the Money
Source of the Money
The investor must show that the money is his or her own money by using a paper trail of the money. A bank letter by itself does not show the source of the money and so that is not enough to prove the legality of the money.
A loan that is personally guaranteed by the investor is counted as the investor's own money.
A loan that is guaranteed by the newly invested EB-5 business is not the investor's own money and cannot be counted for the EB-5 investment.
Investment of the Money
The investment of $1,000,000 or $500,000 must be invested in a manner that is related to the creation of the 10 jobs. For example, the investor cannot invest the money in Business 1 and have the 10 employees work for Business 2. If Business 2 is hiring the employees, then the money must be invested in Business 2.
The investment should appear as a typical equity investment with a risk of loss.